Shop responsibly

Make sensible shopping your new norm.

Make the most of PAYLATER

Only buy what you can afford

Shopping can be fun and responsible when you buy only what you need and can afford to pay back. To help you achieve this, we'll start you off with a lower shopping limit and increase it over time!

Only buy what you can afford

Shopping can be fun and responsible when you buy only what you need and can afford to pay back. To help you achieve this, we'll start you off with a lower shopping limit and increase it over time!

Pay on time

When you pay on time, every time, you are using our services for free. Don't worry about accidentally missing a payment either. We'll notify you when a payment is due or when a payment fails.

Get more instalments if you need them

If for whatever reason you can't make a payment, all you have to do is request additional instalments for a small fee. With this, you get to stretch your budget and avoid late penalties.

Our promises

We're transparent

No surprises, hidden fees, or interest. You pay the full price for your purchase. End of the story. We'll always be upfront about what you might get charged on top of your purchase such as late penalties and extra instalments.

We're transparent

No surprises, hidden fees, or interest. You pay the full price for your purchase. End of the story. We'll always be upfront about what you might get charged on top of your purchase such as late penalties and extra instalments.

We're on your side

We're here to make your life easier, not put you in debt that you can't repay. We'll only lend to you if we believe you can afford the payments. It's good business for us if you pay. That's how we build trust with our community.

We're always ready to help

Life can be unpredictable, but we're in this together. If you're struggling with your payments, contact our support team here. We're ready to offer alternative solutions to tide you over.

Get the app

With PAYLATER, shopping is guilt-free.

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